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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,546 | $71,230-27.6% | $93,727-45.0% | $80,959-36.3% |
| Participation rate | 91.1% | 60.4%+30.7pp | 68.7%+22.4pp | 67.7%+23.4pp |
| Annual return | 18.33% | 11.26%+7.1pp | 133.83%-115.5pp | 35.67%-17.3pp |
| Employer contribution / active EE | $8,755 | $1,565+459.3% | $2,421+261.6% | $2,757+217.5% |
| Participant deferral / active EE | $8,674 | $4,037+114.8% | $4,417+96.4% | $4,300+101.7% |
| Admin fee / account holder | $10,723 | $6,961+54.1% | $8,292+29.3% | $6,925+54.8% |