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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,682 | $94,031+175.1% | $115,768+123.4% | $82,448+213.8% |
| Participation rate | 87.2% | 70.4%+16.8pp | 74.4%+12.8pp | 68.1%+19.1pp |
| Annual return | 15.32% | 20.61%-5.3pp | 100.46%-85.1pp | 41.64%-26.3pp |
| Employer contribution / active EE | $0 | $2,323-100.0% | $2,940-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $7,664 | $3,972+93.0% | $4,917+55.9% | $4,139+85.1% |
| Admin fee / account holder | $16,131 | $10,249+57.4% | $12,439+29.7% | $7,234+123.0% |