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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,226 | $172,111+156.4% | $150,298+193.6% | $137,256+221.5% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 17.76% | 69.37%-51.6pp | 62.79%-45.0pp | 220.34%-202.6pp |
| Employer contribution / active EE | $4,583 | $4,636-1.1% | $4,154+10.3% | $4,156+10.3% |
| Participant deferral / active EE | $6,911 | $6,166+12.1% | $5,453+26.7% | $6,407+7.9% |
| Admin fee / account holder | $359 | $16,471-97.8% | $14,116-97.5% | $12,270-97.1% |