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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,134 | $107,421+177.5% | $182,262+63.6% | $94,015+217.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 17.62% | 21.32%-3.7pp | 140.60%-123.0pp | 17.84%-0.2pp |
| Employer contribution / active EE | $9,958 | $3,448+188.8% | $5,046+97.4% | $2,790+256.9% |
| Participant deferral / active EE | $15,869 | $6,558+142.0% | $8,276+91.7% | $4,249+273.4% |
| Admin fee / account holder | $25,016 | $8,692+187.8% | $16,712+49.7% | $8,951+179.5% |