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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,134 | $106,524+179.9% | $152,301+95.8% | $87,485+240.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 17.62% | 26.89%-9.3pp | 80.50%-62.9pp | 26.06%-8.4pp |
| Employer contribution / active EE | $9,958 | $3,371+195.4% | $4,624+115.3% | $2,596+283.6% |
| Participant deferral / active EE | $15,869 | $6,525+143.2% | $8,004+98.3% | $4,274+271.3% |
| Admin fee / account holder | $25,016 | $8,287+201.9% | $14,398+73.7% | $7,775+221.8% |