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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,976 | $162,529-33.6% | $130,788-17.4% | $154,746-30.2% |
| Participation rate | 14.3% | 75.9%-61.6pp | 70.1%-55.8pp | 80.7%-66.4pp |
| Annual return | 10.68% | 510.48%-499.8pp | 386.44%-375.8pp | 172.34%-161.7pp |
| Employer contribution / active EE | $220 | $4,447-95.1% | $3,558-93.8% | $4,379-95.0% |
| Participant deferral / active EE | $1,690 | $4,808-64.9% | $4,137-59.1% | $6,730-74.9% |
| Admin fee / account holder | $662 | $7,669-91.4% | $6,673-90.1% | $14,365-95.4% |