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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,976 | $149,040-27.6% | $120,225-10.2% | $137,256-21.3% |
| Participation rate | 14.3% | 75.4%-61.1pp | 69.6%-55.3pp | 80.0%-65.7pp |
| Annual return | 10.68% | 605.68%-595.0pp | 439.23%-428.5pp | 220.34%-209.7pp |
| Employer contribution / active EE | $220 | $4,350-94.9% | $3,475-93.7% | $4,156-94.7% |
| Participant deferral / active EE | $1,690 | $4,655-63.7% | $3,999-57.7% | $6,407-73.6% |
| Admin fee / account holder | $662 | $6,348-89.6% | $5,696-88.4% | $12,270-94.6% |