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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,456 | $185,312-56.6% | $161,489-50.2% | $154,746-48.0% |
| Participation rate | 57.1% | 82.5%-25.3pp | 78.7%-21.6pp | 80.7%-23.6pp |
| Annual return | 16.89% | 103.84%-87.0pp | 89.72%-72.8pp | 172.34%-155.4pp |
| Employer contribution / active EE | $1,317 | $4,769-72.4% | $4,268-69.2% | $4,379-69.9% |
| Participant deferral / active EE | $2,021 | $6,350-68.2% | $5,630-64.1% | $6,730-70.0% |
| Admin fee / account holder | $8,003 | $18,654-57.1% | $16,006-50.0% | $14,365-44.3% |