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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $12,021 |
Service code 13 · EIN 27-3853858 | Contract Administrator | $4,875 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,478 | $73,532-21.8% | $178,540-67.8% | $74,459-22.8% |
| Participation rate | 53.4% | 66.6%-13.2pp | 77.1%-23.7pp | 67.2%-13.8pp |
| Annual return | 9.17% | 17.51%-8.3pp | 27.15%-18.0pp | 1369.70%-1360.5pp |
| Employer contribution / active EE | $0 | $2,221-100.0% | $3,953-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $4,388 | $4,519-2.9% | $6,281-30.1% | $4,350+0.9% |
| Admin fee / account holder | $100 | $1,813-94.5% | $10,424-99.0% | $1,945-94.9% |