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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,083 | $178,174-32.6% | $156,181-23.1% | $137,256-12.5% |
| Participation rate | 79.2% | 82.0%-2.9pp | 78.8%+0.3pp | 80.0%-0.8pp |
| Annual return | 18.35% | 84.19%-65.8pp | 64.87%-46.5pp | 220.34%-202.0pp |
| Employer contribution / active EE | $4,217 | $4,972-15.2% | $4,294-1.8% | $4,156+1.5% |
| Participant deferral / active EE | $9,190 | $6,888+33.4% | $6,132+49.9% | $6,407+43.4% |
| Admin fee / account holder | $9,172 | $17,404-47.3% | $14,586-37.1% | $12,270-25.2% |