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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,125 | $154,228-20.8% | $145,433-16.0% | $137,256-11.0% |
| Participation rate | 76.9% | 83.8%-6.9pp | 82.1%-5.2pp | 80.0%-3.0pp |
| Annual return | 17.77% | 74.59%-56.8pp | 66.58%-48.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $2,529 | $4,804-47.4% | $4,554-44.5% | $4,156-39.1% |
| Participant deferral / active EE | $5,777 | $8,216-29.7% | $7,897-26.9% | $6,407-9.8% |
| Admin fee / account holder | $2,909 | $14,344-79.7% | $13,129-77.8% | $12,270-76.3% |