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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,862 | $159,978+76.2% | $147,041+91.7% | $145,978+93.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 12.75% | 98.36%-85.6pp | 419.21%-406.5pp | 550.52%-537.8pp |
| Employer contribution / active EE | $6,507 | $5,288+23.0% | $4,935+31.9% | $4,662+39.6% |
| Participant deferral / active EE | $14,913 | $8,429+76.9% | $8,071+84.8% | $6,690+122.9% |
| Admin fee / account holder | $2,357 | $15,053-84.3% | $13,006-81.9% | $13,400-82.4% |