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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,862 | $160,028+76.1% | $147,080+91.6% | $145,884+93.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 12.75% | 98.60%-85.8pp | 420.17%-407.4pp | 551.85%-539.1pp |
| Employer contribution / active EE | $6,507 | $5,286+23.1% | $4,933+31.9% | $4,662+39.6% |
| Participant deferral / active EE | $14,913 | $8,422+77.1% | $8,066+84.9% | $6,690+122.9% |
| Admin fee / account holder | $2,357 | $15,030-84.3% | $12,989-81.9% | $13,392-82.4% |