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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,679 | $81,487-46.4% | $102,412-57.3% | $80,935-46.0% |
| Participation rate | 62.1% | 66.8%-4.8pp | 74.5%-12.4pp | 67.7%-5.6pp |
| Annual return | 11.48% | 25.60%-14.1pp | 24.94%-13.5pp | 35.66%-24.2pp |
| Employer contribution / active EE | $1,723 | $3,103-44.5% | $3,870-55.5% | $2,757-37.5% |
| Participant deferral / active EE | $2,653 | $3,871-31.4% | $5,060-47.6% | $4,299-38.3% |
| Admin fee / account holder | $3,687 | $6,717-45.1% | $8,388-56.0% | $6,924-46.7% |