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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,996 | $95,453+116.9% | $112,040+84.8% | $82,448+151.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 12.09% | 23.92%-11.8pp | 24.52%-12.4pp | 41.64%-29.5pp |
| Employer contribution / active EE | $2,570 | $2,318+10.9% | $2,954-13.0% | $2,551+0.7% |
| Participant deferral / active EE | $8,332 | $4,224+97.3% | $5,098+63.4% | $4,139+101.3% |
| Admin fee / account holder | $5,584 | $9,013-38.1% | $12,098-53.8% | $7,234-22.8% |