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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,848 | $100,203-1.4% | $85,240+16.0% | $145,897-32.2% |
| Participation rate | 76.5% | 74.1%+2.4pp | 67.5%+8.9pp | 80.3%-3.8pp |
| Annual return | 6.65% | 84.28%-77.6pp | 66.75%-60.1pp | 552.29%-545.6pp |
| Employer contribution / active EE | $0 | $3,242-100.0% | $2,735-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $9,560 | $5,299+80.4% | $4,527+111.2% | $6,689+42.9% |
| Admin fee / account holder | $26,823 | $7,265+269.2% | $6,165+335.1% | $13,390+100.3% |