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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,848 | $99,995-1.1% | $85,063+16.2% | $145,978-32.3% |
| Participation rate | 76.5% | 74.1%+2.4pp | 67.5%+9.0pp | 80.3%-3.8pp |
| Annual return | 6.65% | 83.99%-77.3pp | 66.54%-59.9pp | 550.52%-543.9pp |
| Employer contribution / active EE | $0 | $3,231-100.0% | $2,727-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $9,560 | $5,295+80.5% | $4,523+111.4% | $6,690+42.9% |
| Admin fee / account holder | $26,823 | $7,255+269.7% | $6,155+335.8% | $13,400+100.2% |