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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,122 | $75,541+212.6% | $152,093+55.2% | $82,637+185.7% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.33% | 32.56%-20.2pp | 66.36%-54.0pp | 53.51%-41.2pp |
| Employer contribution / active EE | $8,609 | $2,622+228.3% | $4,175+106.2% | $2,552+237.3% |
| Participant deferral / active EE | $7,045 | $3,206+119.8% | $5,451+29.2% | $4,126+70.8% |
| Admin fee / account holder | $49,584 | $6,405+674.2% | $14,497+242.0% | $7,339+575.6% |