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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,608 | $211,239-69.4% | $178,528-63.8% | $145,877-55.7% |
| Participation rate | 40.0% | 80.8%-40.8pp | 77.1%-37.1pp | 80.3%-40.3pp |
| Annual return | 12.13% | 30.22%-18.1pp | 27.11%-15.0pp | 551.28%-539.2pp |
| Employer contribution / active EE | $1,062 | $4,570-76.8% | $3,950-73.1% | $4,663-77.2% |
| Participant deferral / active EE | $4,416 | $6,963-36.6% | $6,278-29.7% | $6,691-34.0% |
| Admin fee / account holder | $4,091 | $12,095-66.2% | $10,419-60.7% | $13,402-69.5% |