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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,015 | $172,111+54.6% | $150,298+77.0% | $137,256+93.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 11.44% | 69.37%-57.9pp | 62.79%-51.4pp | 220.34%-208.9pp |
| Employer contribution / active EE | $4,186 | $4,636-9.7% | $4,154+0.8% | $4,156+0.7% |
| Participant deferral / active EE | $12,329 | $6,166+100.0% | $5,453+126.1% | $6,407+92.4% |
| Admin fee / account holder | $16,538 | $16,471+0.4% | $14,116+17.2% | $12,270+34.8% |