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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,927 | $117,904+50.9% | $102,457+73.7% | $145,978+21.9% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 9.92% | 31.80%-21.9pp | 29.41%-19.5pp | 550.52%-540.6pp |
| Employer contribution / active EE | $4,825 | $3,613+33.5% | $3,022+59.7% | $4,662+3.5% |
| Participant deferral / active EE | $10,197 | $5,733+77.8% | $5,054+101.7% | $6,690+52.4% |
| Admin fee / account holder | $14,042 | $13,329+5.3% | $9,451+48.6% | $13,400+4.8% |