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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,927 | $117,846+51.0% | $102,434+73.7% | $145,884+22.0% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 9.92% | 31.90%-22.0pp | 29.46%-19.5pp | 551.85%-541.9pp |
| Employer contribution / active EE | $4,825 | $3,615+33.5% | $3,023+59.6% | $4,662+3.5% |
| Participant deferral / active EE | $10,197 | $5,733+77.8% | $5,055+101.7% | $6,690+52.4% |
| Admin fee / account holder | $14,042 | $13,356+5.1% | $9,462+48.4% | $13,392+4.9% |