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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,716 | $211,105-86.9% | $178,449-84.5% | $145,978-81.0% |
| Participation rate | 87.0% | 80.8%+6.2pp | 77.1%+9.9pp | 80.3%+6.7pp |
| Annual return | 21.01% | 30.19%-9.2pp | 27.09%-6.1pp | 550.52%-529.5pp |
| Employer contribution / active EE | $3,057 | $4,569-33.1% | $3,951-22.6% | $4,662-34.4% |
| Participant deferral / active EE | $4,494 | $6,959-35.4% | $6,277-28.4% | $6,690-32.8% |
| Admin fee / account holder | $3,776 | $12,017-68.6% | $10,362-63.6% | $13,400-71.8% |