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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,716 | $211,288-86.9% | $178,540-84.5% | $145,884-81.0% |
| Participation rate | 87.0% | 80.8%+6.1pp | 77.1%+9.8pp | 80.3%+6.7pp |
| Annual return | 21.01% | 30.27%-9.3pp | 27.15%-6.1pp | 551.85%-530.8pp |
| Employer contribution / active EE | $3,057 | $4,574-33.2% | $3,953-22.7% | $4,662-34.4% |
| Participant deferral / active EE | $4,494 | $6,967-35.5% | $6,281-28.5% | $6,690-32.8% |
| Admin fee / account holder | $3,776 | $12,105-68.8% | $10,424-63.8% | $13,392-71.8% |