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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,575 | $185,312+43.9% | $161,489+65.1% | $154,746+72.3% |
| Participation rate | 81.8% | 82.5%-0.6pp | 78.7%+3.1pp | 80.7%+1.1pp |
| Annual return | 15.22% | 103.84%-88.6pp | 89.72%-74.5pp | 172.34%-157.1pp |
| Employer contribution / active EE | $7,522 | $4,769+57.7% | $4,268+76.2% | $4,379+71.8% |
| Participant deferral / active EE | $8,696 | $6,350+36.9% | $5,630+54.5% | $6,730+29.2% |
| Admin fee / account holder | $1,763 | $18,654-90.6% | $16,006-89.0% | $14,365-87.7% |