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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,982 | $102,422+3.5% | $147,117-28.0% | $80,959+30.9% |
| Participation rate | 70.4% | 75.9%-5.5pp | 82.2%-11.8pp | 67.7%+2.7pp |
| Annual return | 12.07% | 135.16%-123.1pp | 420.54%-408.5pp | 35.67%-23.6pp |
| Employer contribution / active EE | $3,126 | $3,717-15.9% | $4,932-36.6% | $2,757+13.4% |
| Participant deferral / active EE | $7,834 | $6,652+17.8% | $8,065-2.9% | $4,300+82.2% |
| Admin fee / account holder | $2,845 | $7,953-64.2% | $12,993-78.1% | $6,925-58.9% |