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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,860 | $29,319-73.2% | $52,425-85.0% | $82,448-90.5% |
| Participation rate | 47.4% | 46.9%+0.5pp | 55.6%-8.3pp | 68.1%-20.7pp |
| Annual return | 19.72% | 535.20%-515.5pp | 302.12%-282.4pp | 41.64%-21.9pp |
| Employer contribution / active EE | $401 | $586-31.5% | $914-56.1% | $2,551-84.3% |
| Participant deferral / active EE | $841 | $1,171-28.2% | $1,790-53.0% | $4,139-79.7% |
| Admin fee / account holder | $167 | $1,962-91.5% | $2,495-93.3% | $7,234-97.7% |