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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,830 | $65,246+8.6% | $98,716-28.2% | $67,986+4.2% |
| Participation rate | 90.3% | 51.4%+38.9pp | 69.3%+21.0pp | 57.2%+33.1pp |
| Annual return | 18.15% | 20.58%-2.4pp | 31.81%-13.7pp | 31.67%-13.5pp |
| Employer contribution / active EE | $1,403 | $1,042+34.7% | $2,279-38.4% | $2,019-30.5% |
| Participant deferral / active EE | $5,111 | $2,594+97.0% | $4,048+26.3% | $3,358+52.2% |
| Admin fee / account holder | $3,433 | $4,561-24.7% | $8,703-60.6% | $3,203+7.2% |