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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS4 years Filed as: AMERICAN TRUST COMPANY Service code 15 · EIN 61-1256314 | Recordkeeping | $43,303 |
RATHER & KITTRELL, INC.7 years Filed as: RATHER & KITTRELL Service code 26 · EIN 91-2046298 | Advisory (Participants) | $25,000 |
Service code 13 · EIN 62-1757444 | Contract Administrator | $2,640 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,855 | $88,360-9.6% | $145,433-45.1% | $67,986+17.5% |
| Participation rate | 92.0% | 65.5%+26.5pp | 82.1%+9.9pp | 57.2%+34.8pp |
| Annual return | 14.83% | 63.15%-48.3pp | 66.58%-51.7pp | 31.67%-16.8pp |
| Employer contribution / active EE | $2,318 | $3,054-24.1% | $4,554-49.1% | $2,019+14.8% |
| Participant deferral / active EE | $6,538 | $5,932+10.2% | $7,897-17.2% | $3,358+94.7% |
| Admin fee / account holder | $438 | $3,313-86.8% | $13,129-96.7% | $3,203-86.3% |