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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS3 years Filed as: AMERICAN TRUST COMPANY Service code 15 · EIN 61-1256314 | Recordkeeping | $36,925 |
RATHER & KITTRELL, INC.6 years Filed as: RATHER & KITTRELL Service code 26 · EIN 91-2046298 | Advisory (Participants) | $25,000 |
Service code 13 · EIN 62-1757444 | Contract Administrator | $1,740 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,090 | $101,591-26.1% | $147,096-49.0% | $74,429+0.9% |
| Participation rate | 87.4% | 75.5%+11.9pp | 82.2%+5.2pp | 67.2%+20.2pp |
| Annual return | 10.56% | 8746.45%-8735.9pp | 419.75%-409.2pp | 1368.38%-1357.8pp |
| Employer contribution / active EE | $2,190 | $3,813-42.6% | $4,936-55.6% | $2,625-16.6% |
| Participant deferral / active EE | $5,883 | $7,302-19.4% | $8,071-27.1% | $4,348+35.3% |
| Admin fee / account holder | $427 | $1,750-75.6% | $13,005-96.7% | $1,944-78.0% |