Filed June 3, 2025
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,389 | $55,932+45.5% | $76,735+6.1% | $67,986+19.7% |
| Participation rate | 59.6% | 50.8%+8.8pp | 69.5%-9.9pp | 57.2%+2.4pp |
| Annual return | 16.96% | 23.10%-6.1pp | 29.77%-12.8pp | 31.67%-14.7pp |
| Employer contribution / active EE | $2,506 | $1,487+68.6% | $2,454+2.1% | $2,019+24.1% |
| Participant deferral / active EE | $3,943 | $2,558+54.1% | $4,088-3.5% | $3,358+17.4% |
| Admin fee / account holder | $2,549 | $4,907-48.0% | $7,189-64.5% | $3,203-20.4% |