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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $562,277 | $124,425+351.9% | $112,040+401.9% | $137,256+309.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 16.83% | 24.72%-7.9pp | 24.52%-7.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $12,527 | $3,411+267.2% | $2,954+324.1% | $4,156+201.4% |
| Participant deferral / active EE | $8,798 | $5,718+53.9% | $5,098+72.6% | $6,407+37.3% |
| Admin fee / account holder | $5,713 | $15,207-62.4% | $12,098-52.8% | $12,270-53.4% |