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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,982 | $156,616-42.5% | $133,346-32.5% | $198,609-54.7% |
| Participation rate | 89.5% | 77.7%+11.8pp | 72.8%+16.6pp | 82.4%+7.1pp |
| Annual return | 3.66% | 44.25%-40.6pp | 36.85%-33.2pp | 202.70%-199.0pp |
| Employer contribution / active EE | $10,714 | $3,368+218.1% | $2,853+275.5% | $5,055+111.9% |
| Participant deferral / active EE | $0 | $4,920-100.0% | $4,332-100.0% | $6,977-100.0% |
| Admin fee / account holder | $1,205 | $17,468-93.1% | $14,264-91.6% | $19,030-93.7% |