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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,982 | $124,980-28.0% | $108,359-17.0% | $154,746-41.9% |
| Participation rate | 89.5% | 75.2%+14.3pp | 70.1%+19.4pp | 80.7%+8.8pp |
| Annual return | 3.66% | 45.00%-41.3pp | 36.89%-33.2pp | 172.34%-168.7pp |
| Employer contribution / active EE | $10,714 | $2,851+275.9% | $2,399+346.5% | $4,379+144.7% |
| Participant deferral / active EE | $0 | $4,743-100.0% | $4,137-100.0% | $6,730-100.0% |
| Admin fee / account holder | $1,205 | $11,502-89.5% | $9,741-87.6% | $14,365-91.6% |