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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $525,360 | $212,386+147.4% | $199,883+162.8% | $138,895+278.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 10.40% | 47.75%-37.4pp | 43.81%-33.4pp | 145.39%-135.0pp |
| Employer contribution / active EE | $11,528 | $6,625+74.0% | $6,261+84.1% | $4,194+174.8% |
| Participant deferral / active EE | $12,849 | $9,617+33.6% | $9,138+40.6% | $6,396+100.9% |
| Admin fee / account holder | $276,486 | $18,233+1416.4% | $17,268+1501.2% | $12,562+2100.9% |