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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,286 | $94,031+75.8% | $115,768+42.8% | $82,448+100.5% |
| Participation rate | 78.6% | 70.4%+8.2pp | 74.4%+4.2pp | 68.1%+10.5pp |
| Annual return | 10.88% | 20.61%-9.7pp | 100.46%-89.6pp | 41.64%-30.8pp |
| Employer contribution / active EE | $0 | $2,323-100.0% | $2,940-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,714 | $3,972-56.9% | $4,917-65.1% | $4,139-58.6% |
| Admin fee / account holder | $18,553 | $10,249+81.0% | $12,439+49.1% | $7,234+156.5% |