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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,461 | $87,132-23.7% | $105,624-37.1% | $80,959-17.9% |
| Participation rate | 85.5% | 70.4%+15.1pp | 75.3%+10.2pp | 67.7%+17.8pp |
| Annual return | 9.36% | 17.03%-7.7pp | 116.20%-106.8pp | 35.67%-26.3pp |
| Employer contribution / active EE | $1,964 | $2,397-18.0% | $3,168-38.0% | $2,757-28.8% |
| Participant deferral / active EE | $4,472 | $3,985+12.2% | $5,013-10.8% | $4,300+4.0% |
| Admin fee / account holder | $7,031 | $8,449-16.8% | $10,961-35.9% | $6,925+1.5% |