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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,461 | $87,037-23.6% | $106,201-37.4% | $80,874-17.8% |
| Participation rate | 85.5% | 70.4%+15.0pp | 75.3%+10.2pp | 67.6%+17.8pp |
| Annual return | 9.36% | 17.05%-7.7pp | 116.26%-106.9pp | 35.62%-26.3pp |
| Employer contribution / active EE | $1,964 | $2,396-18.0% | $3,170-38.0% | $2,756-28.7% |
| Participant deferral / active EE | $4,472 | $3,986+12.2% | $5,012-10.8% | $4,297+4.1% |
| Admin fee / account holder | $7,031 | $8,434-16.6% | $11,039-36.3% | $6,935+1.4% |