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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,342 | $71,215+19.8% | $93,696-8.9% | $80,935+5.4% |
| Participation rate | 84.0% | 60.4%+23.6pp | 68.7%+15.3pp | 67.7%+16.3pp |
| Annual return | 9.21% | 11.27%-2.1pp | 133.74%-124.5pp | 35.66%-26.4pp |
| Employer contribution / active EE | $1,541 | $1,565-1.5% | $2,422-36.4% | $2,757-44.1% |
| Participant deferral / active EE | $5,523 | $4,037+36.8% | $4,417+25.0% | $4,299+28.5% |
| Admin fee / account holder | $1,888 | $6,958-72.9% | $8,287-77.2% | $6,924-72.7% |