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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,363 | $88,778-95.1% | $81,844-94.7% | $145,884-97.0% |
| Participation rate | 60.9% | 75.1%-14.2pp | 72.4%-11.5pp | 80.3%-19.4pp |
| Annual return | 15.90% | 1033.03%-1017.1pp | 778.87%-763.0pp | 551.85%-535.9pp |
| Employer contribution / active EE | $790 | $3,087-74.4% | $2,916-72.9% | $4,662-83.0% |
| Participant deferral / active EE | $1,351 | $4,648-70.9% | $4,323-68.8% | $6,690-79.8% |
| Admin fee / account holder | $2,552 | $8,430-69.7% | $7,355-65.3% | $13,392-80.9% |