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| Provider | Service type | Compensation |
|---|---|---|
FIDUCIENT ADVISORS LLC1 year Service code 27 · EIN 36-4001764 | Advisory (Plan) | $57,262 |
Service code 37 · EIN 04-2647786 | Loan Processing | $22,339 |
WIPFLI LLP6 years Service code 10 · EIN 39-0758449 | Accounting | $16,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,570 | $101,672+296.9% | $147,117+174.3% | $74,478+441.9% |
| Participation rate | 93.0% | 75.5%+17.5pp | 82.2%+10.8pp | 67.2%+25.8pp |
| Annual return | 12.03% | 8757.83%-8745.8pp | 420.54%-408.5pp | 1370.56%-1358.5pp |
| Employer contribution / active EE | $10,939 | $3,813+186.9% | $4,932+121.8% | $2,626+316.5% |
| Participant deferral / active EE | $9,095 | $7,305+24.5% | $8,065+12.8% | $4,350+109.1% |
| Admin fee / account holder | $625 | $1,753-64.4% | $12,993-95.2% | $1,946-67.9% |