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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $52,894 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,764 | $106,264+153.9% | $147,117+83.4% | $77,762+246.9% |
| Participation rate | 94.0% | 78.4%+15.6pp | 82.2%+11.8pp | 70.6%+23.4pp |
| Annual return | 28.87% | 56.94%-28.1pp | 420.54%-391.7pp | 31.27%-2.4pp |
| Employer contribution / active EE | $8,842 | $4,074+117.0% | $4,932+79.3% | $2,728+224.1% |
| Participant deferral / active EE | $11,864 | $8,003+48.2% | $8,065+47.1% | $4,651+155.1% |
| Admin fee / account holder | $181 | $334-45.8% | $12,993-98.6% | $433-58.1% |