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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,624 | $83,898+73.6% | $133,346+9.2% | $94,015+54.9% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.8%+27.2pp | 70.8%+29.2pp |
| Annual return | 10.21% | 16.00%-5.8pp | 36.85%-26.6pp | 17.84%-7.6pp |
| Employer contribution / active EE | $7,820 | $1,821+329.5% | $2,853+174.0% | $2,790+180.3% |
| Participant deferral / active EE | $5,591 | $3,245+72.3% | $4,332+29.1% | $4,249+31.6% |
| Admin fee / account holder | $1,851 | $7,809-76.3% | $14,264-87.0% | $8,951-79.3% |