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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,624 | $76,834+89.5% | $108,359+34.4% | $87,485+66.5% |
| Participation rate | 100.0% | 61.7%+38.3pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 10.21% | 19.09%-8.9pp | 36.89%-26.7pp | 26.06%-15.9pp |
| Employer contribution / active EE | $7,820 | $1,556+402.4% | $2,399+225.9% | $2,596+201.2% |
| Participant deferral / active EE | $5,591 | $3,100+80.4% | $4,137+35.2% | $4,274+30.8% |
| Admin fee / account holder | $1,851 | $6,537-71.7% | $9,741-81.0% | $7,775-76.2% |