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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,624 | $73,787+97.4% | $98,716+47.5% | $82,448+76.6% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 10.21% | 18.57%-8.4pp | 31.81%-21.6pp | 41.64%-31.4pp |
| Employer contribution / active EE | $7,820 | $1,511+417.4% | $2,279+243.2% | $2,551+206.5% |
| Participant deferral / active EE | $5,591 | $3,081+81.5% | $4,048+38.1% | $4,139+35.1% |
| Admin fee / account holder | $1,851 | $6,500-71.5% | $8,703-78.7% | $7,234-74.4% |