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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,036 | $102,609+131.0% | $98,090+141.7% | $138,895+70.7% |
| Participation rate | 81.3% | 82.8%-1.5pp | 81.5%-0.3pp | 79.9%+1.3pp |
| Annual return | 17.34% | 36.44%-19.1pp | 37.05%-19.7pp | 145.39%-128.1pp |
| Employer contribution / active EE | $1,956 | $3,867-49.4% | $3,606-45.8% | $4,194-53.4% |
| Participant deferral / active EE | $6,863 | $8,167-16.0% | $7,845-12.5% | $6,396+7.3% |
| Admin fee / account holder | $11,220 | $11,434-1.9% | $11,815-5.0% | $12,562-10.7% |