Retirement plan

PALMER GAS COMPANY PROFIT SHARING PLAN

Name: PALMER GAS COMPANY, LLC - PALMER GAS COMPANY PROFIT SHARING PLAN (2025) Form 5500
Creator: PALMER GAS COMPANY, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PALMER GAS COMPANY PROFIT SHARING PLAN, PALMER GAS COMPANY, LLC

PALMER GAS COMPANY, LLCEIN 02-0302213Plan #001PY 2025

13 HALL FARM ROAD - ATKINSON, NH 03811603-898-7986LinkedIn1-10 employeesoil & energy

Prospect flagsLow returnsFailed to transmit contributions

How to read this page

Total assets (EOY)

$14.8M

+2.9% from 2024

Total participants

228

+11.2% from 2024

Average account balance

$80,591

+7.3% from 2024

Annual return

11.57%

-9.92 pp from 2024

Benchmarks

See 219 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort219 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.83M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$81K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

184

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$749K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$122

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
COMMONWEALTH FINANCIAL NETWORK3 years Service code 26 · EIN 04-2675571	Advisory (Participants)	$17,448
T ROWE PRICE RPS INC1 year Service code 15 1307 POINT STREET · BALTIMORE, MD 21231	Recordkeeping	$2,823

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$22K

$125 / participant

Recordkeeping$3K13.7%
Investment mgmt$17K78.0%
Other / not subdivided$2K8.3%

% of EOY assets

0.151%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: UHY LLP
Auditor EIN: 200694403
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$80,591

$49,657+62.3%

$93,063-13.4%

$67,986+18.5%

Participation rate

75.4%

49.9%+25.5pp

72.1%+3.3pp

57.2%+18.2pp

Annual return

11.57%

26.27%-14.7pp

34.15%-22.6pp

31.67%-20.1pp

Employer contribution / active EE

$1,279-100.0%

$2,476-100.0%

$2,019-100.0%

Participant deferral / active EE

$4,182

$2,484+68.4%

$3,958+5.7%

$3,358+24.5%

Admin fee / account holder

$122

$2,843-95.7%

$6,033-98.0%

$3,203-96.2%

Provider

Service type

Compensation

COMMONWEALTH FINANCIAL NETWORK3 years

Service code 26 · EIN 04-2675571

Advisory (Participants)

$17,448

T ROWE PRICE RPS INC1 year

Service code 15

1307 POINT STREET · BALTIMORE, MD 21231

Recordkeeping

$2,823

PALMER GAS COMPANY PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PALMER GAS COMPANY PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion