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| Provider | Service type | Compensation |
|---|---|---|
BAKER NEWMAN NOYES1 year Filed as: BAKER NEWMAN & NOYES LLC Service code 10 · EIN 01-0494526 | Accounting | $15,000 |
Filed as: WILSHIRE ASSOCIATES INC USA Service code 26 · EIN 95-2755361 | Advisory (Participants) | $1,112 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 01-0233346 | Recordkeeping | $918 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,081 | $58,311-22.7% | $81,882-44.9% | $80,959-44.3% |
| Participation rate | 71.4% | 63.5%+7.9pp | 72.4%-1.0pp | 67.7%+3.8pp |
| Annual return | 12.50% | 41.85%-29.3pp | 779.47%-767.0pp | 35.67%-23.2pp |
| Employer contribution / active EE | $94 | $2,347-96.0% | $2,916-96.8% | $2,757-96.6% |
| Participant deferral / active EE | $2,190 | $3,287-33.4% | $4,323-49.3% | $4,300-49.1% |
| Admin fee / account holder | $216 | $4,752-95.5% | $7,360-97.1% | $6,925-96.9% |