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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,637 | $93,345+202.8% | $119,126+137.3% | $87,485+223.1% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 12.78% | 19.08%-6.3pp | 282.11%-269.3pp | 26.06%-13.3pp |
| Employer contribution / active EE | $17,601 | $3,172+455.0% | $4,034+336.4% | $2,596+578.0% |
| Participant deferral / active EE | $5,450 | $4,099+33.0% | $5,318+2.5% | $4,274+27.5% |
| Admin fee / account holder | $5,556 | $8,039-30.9% | $10,693-48.0% | $7,775-28.5% |