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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,661 | $108,882-54.4% | $96,754-48.7% | $154,746-67.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 17.01% | 98.39%-81.4pp | 82.04%-65.0pp | 172.34%-155.3pp |
| Employer contribution / active EE | $14,179 | $3,018+369.8% | $2,679+429.2% | $4,379+223.8% |
| Participant deferral / active EE | $8,300 | $5,323+55.9% | $4,758+74.4% | $6,730+23.3% |
| Admin fee / account holder | $2,051 | $10,200-79.9% | $8,905-77.0% | $14,365-85.7% |