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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $44,171 |
OSAIC WEALTH INC2 years Filed as: OSAIC WEALTH, INC. Service code 16 · EIN 93-0987232 | Consulting | $32,357 |
EJ CALLAHAN & ASSOCIATES LLC8 years Service code 10 · EIN 46-4547996 | Accounting | $7,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,697 | $80,748-13.7% | $102,383-31.9% | $74,429-6.4% |
| Participation rate | 82.1% | 65.7%+16.4pp | 74.5%+7.5pp | 67.2%+14.8pp |
| Annual return | 14.93% | 27.57%-12.6pp | 24.94%-10.0pp | 1368.38%-1353.5pp |
| Employer contribution / active EE | $3,475 | $3,159+10.0% | $3,870-10.2% | $2,625+32.4% |
| Participant deferral / active EE | $3,155 | $3,861-18.3% | $5,060-37.6% | $4,348-27.4% |
| Admin fee / account holder | $385 | $2,371-83.7% | $8,391-95.4% | $1,944-80.2% |