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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,274 | $69,590+364.5% | $136,867+136.2% | $94,015+243.9% |
| Participation rate | 97.0% | 66.3%+30.7pp | 74.5%+22.5pp | 70.8%+26.2pp |
| Annual return | 16.82% | 19.62%-2.8pp | 42.97%-26.2pp | 17.84%-1.0pp |
| Employer contribution / active EE | $12,698 | $2,396+429.9% | $3,547+258.0% | $2,790+355.1% |
| Participant deferral / active EE | $11,939 | $3,437+247.4% | $4,924+142.5% | $4,249+180.9% |
| Admin fee / account holder | $16,698 | $8,912+87.4% | $10,340+61.5% | $8,951+86.5% |