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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,274 | $51,638+526.0% | $68,368+372.8% | $82,448+292.1% |
| Participation rate | 97.0% | 63.6%+33.4pp | 73.8%+23.3pp | 68.1%+28.9pp |
| Annual return | 16.82% | 37.53%-20.7pp | 292.57%-275.8pp | 41.64%-24.8pp |
| Employer contribution / active EE | $12,698 | $2,047+520.5% | $2,649+379.4% | $2,551+397.8% |
| Participant deferral / active EE | $11,939 | $2,914+309.8% | $4,123+189.6% | $4,139+188.4% |
| Admin fee / account holder | $16,698 | $4,643+259.6% | $5,150+224.2% | $7,234+130.8% |