Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,241 | $74,535-54.1% | $100,712-66.0% | $82,637-58.6% |
| Participation rate | 69.2% | 61.2%+8.1pp | 69.3%0pp | 68.1%+1.2pp |
| Annual return | 11.84% | 18.92%-7.1pp | 33.27%-21.4pp | 53.51%-41.7pp |
| Employer contribution / active EE | $762 | $1,503-49.3% | $2,313-67.1% | $2,552-70.2% |
| Participant deferral / active EE | $2,181 | $3,074-29.0% | $4,085-46.6% | $4,126-47.1% |
| Admin fee / account holder | $1,079 | $6,576-83.6% | $9,256-88.3% | $7,339-85.3% |