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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,662 | $111,878-96.7% | $93,727-96.1% | $145,897-97.5% |
| Participation rate | 81.3% | 74.2%+7.0pp | 68.7%+12.5pp | 80.3%+0.9pp |
| Annual return | 34.60% | 204.28%-169.7pp | 133.83%-99.2pp | 552.29%-517.7pp |
| Employer contribution / active EE | $0 | $3,092-100.0% | $2,421-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,123 | $4,920-56.9% | $4,417-51.9% | $6,689-68.3% |
| Admin fee / account holder | $903 | $10,256-91.2% | $8,292-89.1% | $13,390-93.3% |