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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,811 | $160,028-19.5% | $147,080-12.4% | $145,884-11.7% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 11.41% | 98.60%-87.2pp | 420.17%-408.8pp | 551.85%-540.4pp |
| Employer contribution / active EE | $2,625 | $5,286-50.3% | $4,933-46.8% | $4,662-43.7% |
| Participant deferral / active EE | $5,333 | $8,422-36.7% | $8,066-33.9% | $6,690-20.3% |
| Admin fee / account holder | $1,906 | $15,030-87.3% | $12,989-85.3% | $13,392-85.8% |