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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,048 | $160,070-48.7% | $147,117-44.2% | $145,897-43.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.56% | 98.69%-84.1pp | 420.54%-406.0pp | 552.29%-537.7pp |
| Employer contribution / active EE | $5,730 | $5,285+8.4% | $4,932+16.2% | $4,663+22.9% |
| Participant deferral / active EE | $13,863 | $8,419+64.7% | $8,065+71.9% | $6,689+107.2% |
| Admin fee / account holder | $3,251 | $15,035-78.4% | $12,993-75.0% | $13,390-75.7% |