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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,655 | $156,398-73.4% | $147,318-71.7% | $138,895-70.0% |
| Participation rate | 91.3% | 83.8%+7.5pp | 82.1%+9.2pp | 79.9%+11.4pp |
| Annual return | 20.46% | 78.75%-58.3pp | 70.43%-50.0pp | 145.39%-124.9pp |
| Employer contribution / active EE | $4,756 | $4,853-2.0% | $4,593+3.5% | $4,194+13.4% |
| Participant deferral / active EE | $10,956 | $8,237+33.0% | $7,906+38.6% | $6,396+71.3% |
| Admin fee / account holder | $1,377 | $14,976-90.8% | $13,708-90.0% | $12,562-89.0% |