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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,827 | $154,228+6.9% | $145,433+13.3% | $137,256+20.1% |
| Participation rate | 27.8% | 83.8%-56.0pp | 82.1%-54.3pp | 80.0%-52.2pp |
| Annual return | 14.69% | 74.59%-59.9pp | 66.58%-51.9pp | 220.34%-205.6pp |
| Employer contribution / active EE | $883 | $4,804-81.6% | $4,554-80.6% | $4,156-78.8% |
| Participant deferral / active EE | $2,994 | $8,216-63.6% | $7,897-62.1% | $6,407-53.3% |
| Admin fee / account holder | $1,960 | $14,344-86.3% | $13,129-85.1% | $12,270-84.0% |