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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,713 | $100,203+307.9% | $85,240+379.5% | $145,897+180.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 10.30% | 84.28%-74.0pp | 66.75%-56.5pp | 552.29%-542.0pp |
| Employer contribution / active EE | $5,689 | $3,242+75.5% | $2,735+108.0% | $4,663+22.0% |
| Participant deferral / active EE | $14,167 | $5,299+167.4% | $4,527+212.9% | $6,689+111.8% |
| Admin fee / account holder | $18,032 | $7,265+148.2% | $6,165+192.5% | $13,390+34.7% |