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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $27,719 |
Service code 49 · EIN 41-0973005 | Other Services | $10,541 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,913 | $50,919-58.9% | $155,556-86.6% | $77,762-73.1% |
| Participation rate | 37.5% | 63.1%-25.6pp | 78.2%-40.7pp | 70.6%-33.1pp |
| Annual return | 15.95% | 34.84%-18.9pp | 64.84%-48.9pp | 31.27%-15.3pp |
| Employer contribution / active EE | $587 | $1,991-70.5% | $4,675-87.4% | $2,728-78.5% |
| Participant deferral / active EE | $1,437 | $2,824-49.1% | $5,631-74.5% | $4,651-69.1% |
| Admin fee / account holder | $156 | $437-64.3% | $15,885-99.0% | $433-64.0% |