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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,001 | $78,520+199.3% | $96,576+143.3% | $82,448+185.0% |
| Participation rate | 91.2% | 77.7%+13.4pp | 81.4%+9.7pp | 68.1%+23.1pp |
| Annual return | 13.14% | 41.30%-28.2pp | 38.47%-25.3pp | 41.64%-28.5pp |
| Employer contribution / active EE | $5,533 | $2,630+110.4% | $3,553+55.7% | $2,551+116.9% |
| Participant deferral / active EE | $9,749 | $6,754+44.3% | $7,956+22.5% | $4,139+135.5% |
| Admin fee / account holder | $8,955 | $13,455-33.4% | $11,381-21.3% | $7,234+23.8% |